What We Offer
In the environment of increased market volatility and an expanding array of financial products and services, even the most sophisticated investor can feel overwhelmed.
Given the complexities of evaluating and pricing different investment products, retaining the services of an Investment Advisor Representative ("advisor") is one of the most important decisions any investor can make.
So, how do you work toward building and protecting your investments while laying the foundation for meeting long-term financial goals with confidence?
You begin by making one important decision: working with an advisor who can support you over the long term. By turning management of your assets over to a qualified advisor, you may be able to improve returns, reduce risk and - most importantly - have the extra time needed to focus on other important aspects of your life.
You can work toward reaching your objectives through a variety of personalized programs.
Traditional Financial Planning - Hourly Fee Plan
This covers the traditional scope of financial planning,which can include retirement needs, estate planning, education planning, and inheritance management. After a clear understanding of such needs and goals, we can provide you with a custom-made, written plan that can position you to make successful financial choices. This is typically a review of one or two specific areas at a time.
Asset Management Services
You also have access to a robust, managed money solution for an assets-based quarterly fee. Understanding your needs, developing your Investment Policy State portfolio, implementing your financial plan and periodic review of your portfolio are a few of the concepts and services we can provide.
Customized Financial Plans
With your input, we can create a customized financial plan. We can draw on the expertise of an array of experienced professionals, which may include your legal or tax advisor, to craft a selection of financial strategies for your individual circumstances and objectives.
We also have access to corporate professionals such as attorneys and specialists with expertise in areas such as estate planning,tax planning, and business continuation. We can also work with your existing tax and legal professionals to not disrupt existing relationships. With the help of these and other valuable resources, we can provide you with the highest level of service, including analysis and recommendations in areas such as:
- Asset Allocation
- Education Funding
- Estate Planning
- Insurance Profiles and Analysis
- Retirement Planning
Array of Choices
Preferred Asset Management and Prime Portfolio Services
Our asset management programs also provide you and Benefits with a full menu of features that include:
Quarterly Performance Reports
These sophisticated, full-color reports provide a clear understanding of your account's investments and include a consolidated view of what changes took place in your account for the quarter and the rate-of-return after fees for several time periods since inception.
Ability to Consolidate Accounts
If you have more than one account, you can link accounts together and receive a single report consolidating all of your accounts. By pulling everything together in a single format, you have a complete overview and can better monitor progress toward investment objectives
Access to Numerous Securities
You have access to a variety of over 32,000 investment products, including no-load and load-waived mutual funds, ETFs, stocks, bonds, and variable annuities.
You can review your account online and have access to history and statements going back up to 10 years.
When transferring securities, original cost basis provided by you can be added to reflect accurate capital gains.
Minimum Account Size
The minimum managed account size is $100,000 and additional accounts of $50,000 or greater can be consolidated with the initial account.